Business is personal

Thanks to credit cards and predatory lending, we almost never have an instance where we are without some form of capital. As a result the majority of us are carrying some form of debt. It’s as much a part of life as taxes, and death.

Some lucky people take a job at any, or no pay just for the joy of doing the work. While most of us take a job with heavy interest in the compensation, because we have all those debts mentioned a while ago, bills and wants to pay for.

A significant amount of marriages fail over finances. I don’t have the exact statistic but I heard something in the 65% range. Once I heard a pastor say sex was the cause of the failure of 75% of marriages but I find that very hard to believe unless the sex was extramarital. Anyhow, money is a significant part of a relationship.

Its difficult if not weird to flat out asked someone how much money and debt they have when you start dating but the answer has to be investigated. This in not gold digging, this is an attempt to determine if your fiscal habits are compatible and whether you will be helping each other or hindering.

Does this person have a job, do they have marketable skills or talents(realistically), o they have a chemical dependency, do they have an expensive hobby, do they have a YOLO attitude towards money? These things can be observed without a direct question about their assets.

They say a fool and his money are soon parted. Additionally someone who is foolish with money will be a burden and tear apart a relationship.