Tag: credit

Business is personal

Thanks to credit cards and predatory lending, we almost never have an instance where we are without some form of capital. As a result the majority of us are carrying some form of debt. It’s as much a part of life as taxes, and death.

Some lucky people take a job at any, or no pay just for the joy of doing the work. While most of us take a job with heavy interest in the compensation, because we have all those debts mentioned a while ago, bills and wants to pay for.

A significant amount of marriages fail over finances. I don’t have the exact statistic but I heard something in the 65% range. Once I heard a pastor say sex was the cause of the failure of 75% of marriages but I find that very hard to believe unless the sex was extramarital. Anyhow, money is a significant part of a relationship.

Its difficult if not weird to flat out asked someone how much money and debt they have when you start dating but the answer has to be investigated. This in not gold digging, this is an attempt to determine if your fiscal habits are compatible and whether you will be helping each other or hindering.

Does this person have a job, do they have marketable skills or talents(realistically), o they have a chemical dependency, do they have an expensive hobby, do they have a YOLO attitude towards money? These things can be observed without a direct question about their assets.

They say a fool and his money are soon parted. Additionally someone who is foolish with money will be a burden and tear apart a relationship.

Nothing to lose but your loneliness

Cat ladies of the world unite. You have nothing to lose but your loneliness. There are a lot of good guys. Unfortunately many have become corrupted by pornography, misogyny, and a host of other social afflictions resulting from them projecting their lack of luck with the ladies on others.

If you catch one of these guys before they become a mass shooter or extremist you can possibly tame him. The thing you cannot do when you get into a relationship with him is give him too much of a hard time or too much confidence. Just the right balance of encouragement and discouragement will get you that long term friend. Preventing him from being influenced or corrupted by consumerism is very important. You yourself will have to restrict yourself from the mas consumption and trend following.

I say this because there are parallels with upgrading to the next shiny gadget and him upgrading to the next woman. If you practice a lifestyle of being satisfied with something that works and he also follows the same lifestyle, then he will not think to upgrade to the next model when the opportunity arises.

Consumerism, following trends, materialism, bad-credit, social-media and all that is associated with the aforementioned are your relationship’s enemy. You have to discipline yourself to get to your goal.